AZ Lending Experts

8 Questions Your Lender Should Answer About Mortgage Rates

Simply checking online for today's posted rate may not lead to your expected outcome due to the many factors that can cause each individual rate and closing cost scenario to fluctuate. We can preach communication ...

How Much Can I Afford?

How much mortgage money can I qualify to borrow? This is typically the number one question mortgage professionals are asked by new clients. Of critical importance when considering mortgage financing: There is sometimes a difference between what a client ***can*** borrow and what they ***should*** borrow. In other words, what makes for a comfortable long-term mortgage payment? The Quick Answer: If we're simply considering the financial math, lenders will calculate your Debt-to-I ... Read More...

Four Possible Reasons To Refinance

A mortgage is generally the largest debt most homeowners have to manage.  It's a good idea to give your personal real estate finance portfolio a check-up at least once a year. Since there are many reasons a ho ...


What Home Buyers Need to Know About Mold Problems

In Arizona and across the country, the housing market has started to pick up again. In many markets, we are seeing a return to the early to mid-2000s, with multiple offers coming within hours of a home going onto the market. If you are looking to buy a home in this market, it is important to be awar ...
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Holiday Electrical Safety Tips

One of the essential ways for homeowners to protect their investment is to reduce (as much as possible) the risk of an electrical fire in the home. During the holiday season, getting into the spirit of the season usually means putting additional demands on our electrical system. While putting up those holiday lights this year, we want to offer some ...
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Three Advantages of Working with a Local Lender

The housing market is gaining strength throughout the country, bringing a growing number of Americans back into home ownership. With mortgage rates still very low and programs such as HARP (Home Affordable Refinance Program) available for responsible homeowners that are still underwater on their mor ...
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Saving Money on Moving to Your New Home

Buying a new home is a great milestone for many Americans. Saving for the down payment, qualifying for a mortgage, finding the right home, for example are steps that take a lot of time and sacrifice. However, after the closing, there is still work to be done. Moving to your new home is an entire pro ...
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Three Advantages of Working with an Experienced Realtor

The housing market can heat up or slow down so home sellers often wonder if it is better to list their house with a real estate agent or sell the house on their own. The main reason for considering the do-it-yourself or partial do-it-yourself option is the perceived savings it will bring from elimin ...
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The Importance of Working with a Strong Real Estate Team

Buying or selling a home can be challenging, especially for those who are not in the real estate business. However, with home sales that typically run several hundred thousand dollars, it is critical that both buyers and sellers receive maximum value on the transaction. To accomplish this, consumers ...
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