What to know about Mortgage Fees

What to know about Mortgage Fees When financing a home you will be expected to pay a closing cost at the time that the loan closes. How much should you expect to pay? The experts say, on average you can expect 2-5% of the purchase price of a home. Wow, that is quite a variance!  This is why it is so important to shop around and make sure you ar ...
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FHA 203(k) Loan - Home Restoration

Have you come across a home with potential, but didn’t have the resources to remodel? The FHA 203k loan program was created by the government to promote home restoration. Now it’s possible to put your personal touch and HGTV ideas to your dream home without needing an astronomical down payment. What does this loan do for you? Includes an ...
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How to Increase your FICO score QUICKLY

Are you being turned down for a loan due to low credit score? There is a simple solution to correct your credit score in a relatively short amount of time. These steps will help you increase your score and open up loan options. Start today and you will save BIG in the long run. Check on your cr ...
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Why are loan rates rising? What does it mean for home buyers?

Rates are constantly changing based on how well or poor the Mortgage Bond market is performing at that time. Recently, interest rates have been rising as the bond yields around the ...


Recent FHA Changes to Help Owners & Buyers!

Good news in the mortgage industry will help new home buyers as well as current homeowners with FHA loans! HUD recently announced a half-percent reduction in mortgage insurance premiums (MIPs) on certain FHA loans. According to HUD, the average FHA homeowner can save $900 per year on mortgage insura ...
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The Importance of Electrical System Inspection and Maintenance when Buying or Selling a Home

Your home is one of, if not the largest investment you will ever make. For this reason, there are many factors that go into deciding which home you want to buy. It is important that the home fits your needs; has the right number of bedrooms, bathroom ...
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